2 Benefits of Making Prepaid Funeral Arrangements For Yourself

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Planning Your Own Funeral

Hello, my name is David and this is my funeral planning blog. Funerals can be morbid affairs and your own funeral is probably something you don't want to think about. However, last year, my grandmother passed away. As my family dealt with her affairs, we discovered that she hadn't made any plans for her funeral. This made it difficult to know what she would have wanted and some of my family had an argument about the best way to proceed. I worked closely with the funeral home and discovered a lot about how best to plan a funeral and the importance of planning your own. My grandma was laid to rest in a beautiful ceremony. I hope you find this blog useful.

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2 Benefits of Making Prepaid Funeral Arrangements For Yourself

10 April 2023
 Categories: , Blog


If you have reached a point in your life where you worry about what will happen when you pass away, you may be in the midst of making your final plans. As part of these plans, you may be working out the details of your funeral but are worried about the toll it will take on your family members. 

While you are making your final arrangements, you may want to consider prepaying your funeral expenses. There are a couple of benefits of doing so, both for yourself and your loved ones.

1. Removes the Responsibility and Stress From Your Loved Ones From Having to Make the Arrangements While Grieving

One benefit of prepaying your funeral while you are making your own arrangements is that it removes that responsibility from your loved ones. While they are grieving, having to make the plans can be an emotional and stressful time.

When added to the stress of losing you, the cost of the funeral can become overwhelming for your family members. However, if you go ahead and work out the details of your funeral and make arrangements to pay for it before you pass away, your loved ones can focus on grieving your passing and celebrating your life without the extra burden.

2. Allows You to Lock in the Price of Your Funeral Plans Without Worrying About Future Price Increases

Another benefit of making prepaid funeral arrangements for yourself is that it allows you to lock in the price of your funeral. Even if you make the arrangements beforehand, if you do not pay for them before you pass, the rates for such things as the service, coffin, and tombstone could go up, and this financial burden would be placed on your family.

However, if you go ahead and pay for your funeral either in a lump sum, a payment plan, or funeral bonds, the price will be locked in no matter how much prices may increase in the future.

Along with helping out your grieving family and allowing you to lock in the price of your funeral without having to worry about future price increases, prepaying your funeral will also not be included on the asset test. This means that you can go ahead and make your final arrangements without it affecting your pension or retirement benefits. If you would like to learn more, contact a funeral home in your area that offers prepaid funeral arrangements.